LTP Commitment to You
This website is owned and operated by Long Term Investment Portfolio. Throughout the website, the terms 'we,' 'us' and 'our' refer to LTP.

Please carefully review these Terms of Use before using LTP website, as they govern your use. You may wish to print a copy of these Terms of Use for future reference.

By accessing or using LTP website, you agree to comply with these Terms of Use, whether as a guest or a registered user. If you do not agree to these terms, LTP does not authorize your use of this website in any way.

Privacy and Cookies
For details on how LTP collects and use personal information, LTP use of cookies and similar technologies, and how to manage your cookie preferences, please refer to our Privacy Policy.

Changes to these Terms

1. LTP reserves the right to revise these Terms of Use at any time by updating this page.
2. Please check this page periodically for updates, as they are binding.

Changes to this Website

1. The content on this website is for general information purposes only. LTP reserves the right to modify the content without prior notice, and we are not obligated to update information on the website, which may become outdated.
2. We do not guarantee that our website or its content will be free from errors or omissions.

Accessing LTP Website

1. Our website is provided free of charge.
2. We do not guarantee continuous availability of our website or its content. Access to our site may be suspended, withdrawn, discontinued, or modified without notice. We are not liable if our website is unavailable at any time or for any period.
3. You are responsible for ensuring your access to our website and compliance with these Terms of Use.
4. You are also responsible for ensuring that all persons accessing our website through your internet connection are aware of these Terms of Use and other applicable terms and conditions, and that they comply with them.

Intellectual Property Rights

1. All intellectual property rights in this website and its content, including text, design, graphics, logos, icons, images, videos, downloads, and software, belong to LTP or its licensors and are protected by copyright, trademark, or other proprietary rights.
2. You may print or download extracts of LTP website's pages for personal use only. You may also share content within your organization.
3. You must not modify, publish, transmit, transfer, sell, reproduce, create derivative works from, distribute, display, or exploit our website's content, in whole or in part.
4. You must acknowledge our status (and that of any identified contributors) as the authors of content on our website.
5. Commercial use of our website's content requires a license from us or our licensors.
6. Unauthorized use of our site's content terminates your right to use our website. You must either return or destroy any copies of the materials you have made.

No Reliance on Information

Information and content on this website are provided "as is" without warranty of any kind. We do not guarantee the accuracy, reliability, or completeness of any information. Your use of our website and its content is at your own risk. We recommend seeking professional advice before acting or refraining from acting based on our website's content. You are responsible for ensuring that any services or information obtained through our website meet your specific requirements.

We endeavor to update the information on our site but do not guarantee its accuracy, completeness, or currency.

Limitation of Liability

1. Nothing in these Terms of Use excludes or limits LTP liability for death or personal injury caused by our negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.
2. To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms that may apply to LTP website or its content, whether express or implied.
3. We are not liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising from: Use of or inability to use our site; or Reliance on any content displayed on our site.
4. For business users, we are not liable for:
   • Loss of profits, sales, business, or revenue;
   • Business interruption;
   • Loss of anticipated savings;
   • Loss of business opportunity, goodwill, or reputation; or
   • Any indirect or consequential loss or damage.
5. For consumer users, we provide our site for domestic and private use only. We have no liability to you for loss of profit, loss of business, business interruption, or loss of business opportunity.
6. We are not liable for any loss or damage caused by viruses, distributed denial-of-service attacks, or other technologically harmful material that may infect your computer equipment, programs, data, or other proprietary material due to your use of our site or any content on it, or on any website linked to it.
7. We assume no responsibility for the content of websites linked on our website. Links to other websites are provided for convenience and do not imply endorsement. We are not liable for any loss or damage arising from your use of linked websites.

Viruses

1. We do not guarantee that our website will be secure or free from bugs or viruses.
2. You are responsible for configuring your information technology, computer programs, and platform to access our site. Use antivirus software.
3. You must not misuse LTP website by introducing viruses, trojans, worms, logic bombs, or other harmful material. Do not attempt unauthorized access to our site or its servers. Do not attack LTP website via denial-of-service or distributed denial-of-service attacks. We will report breaches to law enforcement and cooperate with them by disclosing your identity. Breach of terms ceases your right to use LTP website.

Linking to Our Website

1. You may link to our homepage, provided you do so in a fair and legal manner that does not damage our reputation or take advantage of it.
2. You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists.
3. You must not establish a link to our website on any website that is not owned by you.
4. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the homepage.
5. We reserve the right to withdraw linking permission without notice.
6. The website from which you are linking must comply in all respects with the content standards set out in the paragraph "Your use of the website" below.
7. If you wish to make any use of content on our site other than that set out above, please contact us at [email protected]

Third-party Links and Resources on LTP Website
This website may link to third-party sites on the internet, operated by third parties. Such links do not imply our approval of linked websites or their content. Links are provided for your convenience and information only. LTP has no control over external sites and is not responsible for their availability or content. Concerns about links or content should be directed to site administrators or webmasters. We are not liable for content on linked websites.

Your Use of LTP Website
Using our website, agree not to:

• Encourage, solicit, or carry out criminal activity;
• Use our site other than for personal use;
• Use our site unlawfully or contrary to these Terms of Use;
• Email, transmit, or disseminate defamatory, obscene, copyright-infringing content or content violating third-party rights;
• Advertise or promote third-party or your products or services by distributing spam emails;
• Transfer files containing viruses or harmful programs; or
• Attempt unauthorized access to other users' accounts or breach our site's security.

Your Account and Password

1. Keep confidential any user ID, password, or security information provided as part of our security measures. Do not disclose this information to third parties.
2. We may disable any user ID or password, chosen or assigned by us, if you violate these Terms of Use.
3. Notify us promptly at [email protected] if you suspect unauthorized access to your user ID or password.

Indemnification
Agree to indemnify and hold harmless LTP, its affiliates, directors, owners, employees, and agents from and against any claims, liabilities, losses, costs, and expenses including legal fees resulting from content you share, breach of these Terms of Use, or violation of intellectual property laws.

Suspension or Termination of Access
LTP reserves the right, at its discretion, to restrict, suspend, or terminate your access to our website without notice. LTP may change, suspend, or discontinue any aspect of the website, including content availability, without notice or liability.

Applicable Law
Using this website and disputes related to its use are governed by laws of Libya. Disputes under these Terms of Use are resolved in Libyan civil courts.

Contact us
For questions, email us at [email protected]